En fazla merak edilen konulardan biri de yurt dışına çıkarken yanıma ne kadar nakit almalıyım? Yurtdışında nakit banka kartımla para çekebilirmiyim? Kredi kartım yurtdışında geçerli mi? 


  • Müşteri hizmetlerini arayıp özellikle yurtdışına kapatmadıysanız kredi kartınız mastercad veya visa kart ise gidebileceğiniz her yerde kullanabilirsiniz. Ancak şunu unutmayın kredi kartı ile yaptığınız alışverişin kur farkı biraz fazla olabilir. Bunun için hangi kartı kullanmanız gerektiğini araştırın. Örneğin adios kart çok fazla kur farkı uygularken, devamlı kullandığım miles and smiles kart kur fakrını çok küçük tutmakta , o yüzden devamlı kullanıyorum.
  • Paranıza hakim olma konusunda kendinizden eminseniz paranızın %70 ini yanınıza dolar veya euro olarak almanızda fayda var. Bu iki para biriminin dünyada geçmediği ülke yok, hatta ukrayna gibi ülkelerde dolar çok değerli ve sizin kazancınıza olabiliyor.
  • Hayat bu, başınıza her türlü olay gelebilir o yüzden banka hesabınızda bir miktar para bulundurun, visa veya mastercard logolu kartınız varsa, dünyanın her yerinden kartınızla nakit para çekebilirsiniz.
  • Nakit para çekiminde hangi ülkedeyseniz o ülkenin parasını çekersiniz. Her para çekişinizde ülkesine göre bankanız 3 ila 5$ arasında komisyon alacaktır, o yüzden çok fazla küçük küçük paralar çekmemeye özen gösterin.
  • Diyelim ki başınıza gelebilecek en kötü şey geldi ve herşeyiniz çalındı, o zaman yapmanız gereken tek şey western union ofisi bulup , Türkiyeden bir yakınınızdan adınıza para göndermesini istemeniz olacaktır.
  • Benim param çalınmaz demeyin, arkadaşımın Ukrayna metrosunda 1500$ ını cebinden çekiverdiler,
  • Paranızın çalınma ihtimaline karşı, paranızı 2 ye hatta 3 e bölüp farklı ceplerinize koyunuz.
  • Dolarınızı bozdudurken döviz bürosunun komisyon alıp almadığını iyice kontrol ediniz.


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